Arranging insurance

Swoop Patagonia is unable to provide travel insurance recommendations due to UK regulations. However, we are happy to discuss your needs with you and to share other customers' experiences.

When reviewing your intended insurance package there are a number of standard requirements that we think every good travel policy should include:

• Cancellation, delayed departure and curtailment/interruption costs
• Financial failure of agent or partner
• Emergency medical and other expenses including medical evacuation or repatriation and cover for any pre-existing medical conditions
• Hospital inconvenience benefit
• Personal accident
• Death
• Loss of limb(s)/sight
• Permanent total disablement
• Delayed/lost baggage or lost passport
  
• Lost personal money or documents
• Personal liability cover
• Disruption including airspace closure
• Missed departure/connection
• Travel risks such as hijack/mugging etc
• Legal expenses

Please note these are general guidelines. For more detailed information on what is required for your specific trip please refer to your partner's terms and conditions, and consider your individual needs and circumstances.

It is also important to check whether your insurance will cover you in the event of any changes to governmental travel advisories which are relevant to your trip.

Working out what coverage you need for medical evacuation when travelling to a remote location like Patagonia depends on a few different factors. When in conversation with your insurance provider, consider the following points:

Health Conditions: Check with your insurer to make sure that your package can cover potential emergencies relating to pre-existing health conditions or ongoing medical treatment, should you need it.

Activities: You may want a higher level of coverage if your itinerary includes any adventurous activities – for example, trekking, horse riding or water sports – as the likelihood of needing medical evacuation increases.

Remoteness: Patagonia is known for its vast and untamed landscapes, and the more remote your destination, the higher the potential costs of medical evacuation. Take into account the accessibility of medical facilities when arranging your cover.

Costs: Research the potential costs of medical evacuation services in the region. Medical evacuations can be expensive, especially in remote areas.

Policy Details: Carefully review the terms and conditions of your travel insurance policy. Some policies may have specific limits or exclusions for medical evacuation. Make sure the coverage includes emergency evacuation by air or other means.

Emergency Care: In addition to evacuation, ensure that your travel insurance covers emergency medical care, hospitalisation, and related expenses.

It’s a good idea to talk all of this through with your insurance provider and discuss your specific travel plans and medical needs. They can help you understand the details of your coverage and work out the appropriate coverage for medical evacuation.

As a general guideline, considering the potentially high costs of medical evacuation in remote areas, coverage of at least $50,000 to $100,000 for medical evacuation may be reasonable. However, circumstances do vary and you should always tailor your coverage to your specific needs.

Chile does not require any specific Covid-19 insurance for entry to, or travel throughout the country. This measure was dropped in 2023, with the exception of Easter Island which does maintain some specific entry requirements. Please be aware this situation may change and it's important for you to monitor the latest situation before travel

Argentina does not require any specific Covid-19 insurance for entry to, or travel throughout the country. This measure was dropped in 2022. Please be aware this situation may change and you need to monitor the latest situation before travel.

Both governments highly recommend having coverage for incidents such as medical costs, quarantine and trip suspension, in case such measures are reintroduced.